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What happens to the 5th weekly payment when there’s only 4 Mondays in a month?

We create 5 weekly spending payments for you each month. If you're paid again before the 5th weekly spending payment has been made, you'll have extra money which the system will save for you. 

The default savings pot this money is saved into is "unexpected costs", but you can change this and choose your own by clicking on "add/edit income" in the app home page. 

If you know you'll be paid again before the 5th weekly spend is due, you can also choose to withdraw it from upcoming payments.